Last updated: October 9, 2026
Budgetly is a monthly budgeting app provided by CHNO. This policy explains how information is handled when you use the app. For privacy questions, contact support@chno.app.
Information you enter
Budgetly lets you enter monthly budgets, category limits, expenses, payment methods, dates, and optional notes. It also saves your choices for language, currency, date format, appearance, alerts, sounds, and other settings.
This information is stored locally on your device so the app can show your budgets, history, statistics, and reports. Budgetly does not require an account or upload your budget and expense records to a CHNO server.
Selecting a payment method, such as cash or bank card, only labels an expense. Budgetly does not connect to your bank or request your card number or banking credentials.
Budgetly does not send your budget amounts, expense records, notes, app-lock PIN, recovery code, PDF reports, or backup contents to AdMob as advertising data.
App lock and recovery code
Budgetly offers an optional app lock using a PIN that you create. Information used to verify your PIN and manage your recovery code is stored locally using the device’s secure storage facilities. It is not sent to CHNO.
You can optionally save your recovery code to regain access if you forget your PIN. If you copy or save the code outside Budgetly, protect that copy. Anyone with access to your recovery code may be able to reset your app lock.
The app lock restricts access through Budgetly’s interface. It does not encrypt exported PDF reports or backup files.
Local backup and restore
You can create a backup file containing your saved budgets, expenses, category limits, and supported app settings. Your app-lock PIN and recovery code are not included.
Backup files are not encrypted. Anyone who can access a backup file may be able to read the information it contains. Keep backups in a location you trust and avoid sharing them publicly.
Budgetly does not automatically upload these backups to a CHNO server or provide cloud synchronization. If you transfer or store a backup using another app or service, that service handles the file under its own privacy practices.
Restoring a backup replaces the budget data and supported settings currently saved in Budgetly. It does not restore the PIN or recovery code from another device.
PDF reports and sharing
You can create a monthly PDF report containing the budget and expense information shown in that report, including any notes included in it. Reports are generated on your device using fonts included with the app; generating a report does not require downloading fonts.
If you save or share a report, the destination or app you choose may handle a copy under its own privacy practices. Review reports before sharing them, especially if your expense notes contain personal information.
PDF reports are not protected by Budgetly’s app-lock PIN.
Advertising and related data
Budgetly displays native advertisements through Google AdMob using the Google Mobile Ads SDK.
The advertising SDK automatically collects and shares certain information for advertising, analytics, and fraud prevention. This includes:
Your IP address, which may be used to estimate your general location.
Device or account identifiers, such as the Android advertising identifier when available.
Information about interactions with the app and advertisements, such as app launches, ad views, and taps.
Diagnostic information, such as crash logs and performance information.
The information processed can depend on your privacy choices, device settings, and the advertising features available in your region. Advertising services may store or access information on your device and process data through Google and participating advertising partners.
Budgetly does not supply GPS coordinates to AdMob.
Budgetly does not include a separate analytics SDK. However, the advertising SDK processes information for advertising measurement, analytics, and fraud prevention, as described above.
For more information, see:
Advertising consent and privacy choices
Budgetly uses Google’s User Messaging Platform to present advertising privacy choices where required, including for users in the European Economic Area, the United Kingdom, and Switzerland.
Depending on the message available in your region, you can consent, decline consent, or manage individual options. The message provides information about the purposes of processing and participating advertising partners.
When available, you can review or change your choices through Settings → App & Support → Ad privacy choices. The label is translated into supported app languages.
Declining consent does not prevent you from using Budgetly and does not necessarily remove all advertisements. Depending on your choices and applicable advertising rules, non-personalized or limited advertisements may still be shown.
The consent service stores information about your choices so they can be applied to advertising requests. You may be asked to choose again if consent expires or a new choice is required.
You can also manage advertising identifier settings through your Android device’s privacy settings.
Support emails
If you email support@chno.app, we receive the information you choose to include, such as your email address, message, and attachments. We use this information to respond to your request and resolve support issues. Your email provider and ours also process the message to deliver it.
Support correspondence may be retained as needed to handle your request and related follow-up. You can contact us to request deletion of support correspondence, subject to any applicable legal retention requirements.
Please do not send your app-lock PIN, recovery code, or unnecessary financial information.
Data control and deletion
You can edit or delete expenses in Budgetly. The Data Management section also lets you:
Delete a selected month and its budget records.
Delete all budget data while keeping your app preferences and app lock.
Perform a factory reset to remove budget data, reset app settings, and remove the app-lock PIN and recovery code.
Budget records remain on your device until you delete them, replace them by restoring a backup, clear the app’s storage, or uninstall the app.
PDF reports and backup files saved outside the app are separate copies. Deleting data inside Budgetly, performing a factory reset, or uninstalling the app does not delete these files or copies previously shared with other people or services. You must delete those copies separately.
Deleting Budgetly’s local budget data does not delete information already processed by Google, advertising partners, or your email provider. Their retention and deletion practices are governed by their own policies.
Third-party services and international processing
Advertising, email, and any services you choose for saving or sharing files may process information outside your country. Their privacy policies explain their processing practices and any applicable safeguards.
For information or requests concerning data processed by Google or advertising partners, consult their privacy policies and the partner information available in the advertising consent message. You can also contact CHNO with questions about Budgetly’s handling of information.
Security
Budgetly stores budget records in local app storage and uses secure storage facilities for app-lock credentials. The budget database and exported files are not encrypted by the app-lock feature.
Protect access to your device and any saved reports, backups, or recovery codes. No storage or security method can be guaranteed completely secure.
Changes to this policy
We may update this policy if the app’s features or data practices change. The updated version will be posted on this page with a new “Last updated” date.
Contact
For privacy questions or requests concerning support correspondence, contact:
CHNO — Budgetly